Debt Relief Assistance in Woodland Hills
At Merritt, Hagen, & Sharf, LLP, we have helped our clients recover
from many different types of debt—including those not typically
discharged in bankruptcy such as
student loans and
tax debt. If you are dealing with overwhelming loans that you do not feel you can
repay, we can help you achieve financial freedom and stability through
viable federal debt relief options. For many of our clients, declaring
Chapter 7 or Chapter 13 bankruptcy is the right solution.
For others, an
alternative to bankruptcy such as debt negotiation or settlement is the more strategic option. Whatever
your situation may be — no matter how complex or frustrating —
we can help you assess the circumstances that affect you and examine the
options available to you in order to achieve the most favorable outcome.
Benefits of Bankruptcy for Loan Debts
If you are dealing with large amounts of secured debt — such as home
loans or car loans —
Chapter 13 bankruptcy could help you keep your property while giving you the time
you need to repay what you owe. Secured debts are those that hold physical
property, such as your home or vehicle, as the surety or collateral for
the loan. If you are behind on your mortgage payments and are receiving
foreclosure notices, then filing under Chapter 13 could be an excellent
way to keep your property while forcing your lender to accept an extended
repayment schedule — usually between 3 and 5 years. We have helped
many clients with overwhelming
mortgage loans to regain control of their finances and keep their homes. The same options
can apply to car loans.
Many types of unsecured loans, including medical bills and credit card
debt, can be discharged in
Chapter 7 bankruptcy. Also called straight or liquidation bankruptcy, this form
of federal debt relief allows filers to option a financial clean slate
by discharging most — if not all — of their debt. In addition,
the Woodland Hills bankruptcy attorneys at our firm have been able to
help many of our clients protect their assets in Chapter 7 bankruptcy.
Learn more about how we can help you keep your property when filing for
liquidation bankruptcy by setting up a
case evaluation with our lawyers today.
Assistance from a Firm with More Than 25 Years of Legal Service
The Martindale-Hubbell® AV® Rated lawyers at Merritt, Hagen, &
Sharf, LLP have helped thousands of Southern Californians successfully
discharge or reorganize their debt through bankruptcy since our firm opened
in 1988. Don't hesitate to contact our office today for the strong
and informed legal advocacy you need!
Call our Woodland Hills law firm and begin the process of rebuilding your financial health.