Serving San Fernando Valley and All of Greater Los Angeles
818.861.9917

Every law firm is unique. We believe what
makes us stand out is our:

EXPERIENCE – INTEGRITY – SERVICE

We provide financial and bankruptcy
representation like no other firm in the country.
We invite you to explore our website… and see
what makes Merritt , Hagen & Sharf, LLP unique.

Alternatives to Bankruptcy

Obtain Debt Relief Counsel from Merritt, Hagen, & Sharf, LLP

Bankruptcy is not right for everyone. Just because you are struggling with seemingly insurmountable debt does not mean that filing for Chapter 7 or Chapter 13 bankruptcy is the only option left for you. When you meet with an experienced and dedicated Woodland Hills bankruptcy lawyer at Merritt, Hagen, & Sharf, LLP, we can help you determine whether or not another debt relief option is a better choice for your particular financial situation.

If you are receiving foreclosure notices, you may not have to file for bankruptcy. A mortgage refinance, for example, could help you save your home by replacing your mortgage with a new mortgage that you can repay. You could also take out a home equity loan that acts as a second mortgage, open a home equity line of credit, or offer a deed in lieu of foreclosure. An attorney with experience in the field of bankruptcy law can help you assess your options. In addition, if your main goal is to end harassing creditor contact, you can do so without filing for bankruptcy. The Fair Debt Collection Practices Act is a federal law that asserts your rights as a consumer, and creditors are required to observe those rights. You can learn more about consumer protections in the act by consulting our firm.

In some cases, debt reorganization, debt consolidation, or debt settlement may be able to help you reach an agreement on your loans directly with your creditors. In today's tough economy, many debt collection agencies are willing to settle for a lesser amount or a manageable repayment schedule rather than risk losing the entirety of the loan altogether. Talk to a bankruptcy lawyer who is a skilled negotiator and has the ability to help you settle your loans. A variety of bankruptcy alternatives are available to you, so it is important to retain a legal representative with the skill and familiarity necessary to help you select the option that is right for you.

Trustworthy Legal Representation in Southern California

If you are facing overwhelming debt and are unsure of what to do, then set up an in-person consultation with one of our experienced bankruptcy lawyers today. We have helped more than 9,000 people and businesses file for bankruptcy since our firm opened in 1988 and we are confident that we have the legal skill to help you. Call Merritt, Hagen, & Sharf, LLP today to discuss your debt relief options.

Merritt, Hagen & Sharf, LLP
Woodland Hills Bankruptcy Lawyer
5950 Canoga Avenue
Suite 400

Woodland Hills, CA 91367

Phone: 818.861.9917 | Local Phone: (818) 992-1940
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